Payment Instruments

Represents cash to be sent to a specified payee issued by the post office.

"Direct payment using notes and coins"

Payment is made using existing cash balance using top-up service.

Cashless payment using applications in an electronic device.

Payment of transactions and services through an online account using the Internet.

Spend first and pay later to the bank and card issuer such as supermarkets.

"Payment through savings account using card"

Written order to a bank to pay the stated amount of money.