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Auto Ownership and Auto Insurance
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You are legally responsible
Liable
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Insurance that provides protection from claims arising from injuries or damage to other people or property
Liability Insurance
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People buy this because they cannot afford the cost of damages caused by an accident
Car Insurance
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Moving Violation
The act of doing something illegal while driving such as speeding or reckless driving
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How many weeks are in a year?
52
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How many stars are on the American flag?
50
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Asking for the price of insurance coverage
Insurance Quote
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To decrease in Value
Depreciate
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Amount you must pay before you begin receiving any benefits from your insurance company
Deductible
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Proof that you have registered your car in the state in which you live
Registration
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Lease
To rent for a specified amount of time
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It's your fault if you CAUSED the accident
Negligent
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Pays for part of the rental cost if the rental car breaks down or is damaged in an accident.
Car rental insurance
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Insurance which covers costs if an individual is involved in a car accident with an uninsured driver
Uninsured Motorist Protection
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Pays for towing or road service when your car is disabled
Emergency Road Service Insurance
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Documents you must have with you when driving
License, Registration, Proof of Insurance
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Covers the cost of damages to other people's property if you are at fault
Property Damage
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Covers bodily injury if a driver is at fault in an accident
Bodily Injury (B I )
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Insurance covering or including everything such as vandalism, fire, flood, wind and other natural disasters. Also covers car theft.
Comprehensive
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Amount you pay monthly, quarterly, semiannually to purchas different types of insurance
Premium
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Pays for repairs or replacement of your car. Banks often require you to buy this if you are financing your car
Collision Insurance
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A request for money for repairs to damaged car
Claim
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