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Unit 6 Insurance Review
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someone who relies on someone else for money income and care
Dependent
someone who receives insurance money if the insured person dies
Beneficiary
payment to beneficiaries if an insured person dies
Life insurance
payment for liability and property insurance on a vehicle
Automobile Insurance
payment to others if a member of the insured household accidentally causes harm to other people or property
Liability insurance
amount of money, after deductible, that is paid jointly by the insured and the insurance company
Co-Insurance
amount of money paid out of pocket by policyholder before the insurance coverage begins
Deductible
paperwork submitted to insurance organization describing the accident, illness or injury
Claim
Money paid to purchase the policy
Premium
The risks covered and amount of money paid for losses under an insurance policy
Coverage
A contract that specifies what risks are covered and how much will be paid for losses
Policy
transfers risk from an individual to an insurance organization
Insurance
chance of loss from an event that cannot be entirely controlled
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