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Unit 6 Insurance Review
Game Code: 294958
English
21
Public
Health, Auto, Life Insurance
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MrsMadden
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chance of loss from an event that cannot be entirely controlled
rist
10
transfers risk from an individual to an insurance organization
Insurance
10
A contract that specifies what risks are covered and how much will be paid for losses
Policy
10
The risks covered and amount of money paid for losses under an insurance policy
Coverage
10
Money paid to purchase the policy
Premium
10
paperwork submitted to insurance organization describing the accident, illness or injury
Claim
10
amount of money paid out of pocket by policyholder before the insurance coverage begins
Deductible
10
amount of money, after deductible, that is paid jointly by the insured and the insurance company
Co-Insurance
10
products or services that add extra value for employees beyond wages
Employee benefits
10
the provision of a product or service rather than cash
In-Kind Income
15
Payment to replace earnings during times when workers cannot work due to illness or injury
Disability Insurance
5
Payment for extended care when a person cannot live independently (but doesn’t need to be hospitalized)
Long-term care insurance
5
payment to insured person if his/her property is damaged or destroyed by an accident
Property Insurance
5
payment to others if a member of the insured household accidentally causes harm to other people or property
Liability insurance
5
payment for liability and property insurance on a vehicle
Automobile Insurance
5
payment to cover liability losses and damage/loss of home and its contents
Homeowner's insurance
5
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