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BANKING QUIZ
Game Code: 1739493
English
14
Public
LIFE SKILLS 2GBU
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What is the primary purpose of a savings account?
Saving money
Paying bills
Making purchases
15
What does ATM stand for?
Account Transfer Mechanism
All-Time Money
Autoridad de Transito Municipal
Automated Teller Machine
15
What is the interest rate?
The rate at which your savings increase
The rate at which your credit score changes
The rate at which you can borrow money
15
What is a checking account commonly used for?
Long-term investments
Saving for retirement
Everyday transactions
15
What is the difference between a debit card and a credit card?
Debit cards have higher interest rates than credit cards.
DC: Linked with a Bank Account / CC: Borrow money
DC: Online purchases / CC: In-person transactions
15
What is a "joint account" in banking?
An account with high interest rates
An account for minors
An account for senior citizens
An account held by two or more people
15
What is online banking?
Sending money through postal mail
Using an ATM for transactions
Visiting a bank branch in person
Managing your bank account over the internet
15
What is the purpose of a cashier's check?
To pay for items at a retail store
To make large payments securely
To withdraw money from an ATM
To transfer money between bank accounts
15
What is compound interest?
the initial amount and the accumulated interest
Interest that is only paid on credit cards
Interest that is paid in cash
15
Which institution in Ecuador is responsible for regulating and overseeing the financial sector?
Comisión de Mercado Financiero
Superintendencia de Bancos
Banco Central del Ecuador
Ministerio de Economía y Finanzas
15
What is the purpose of the "RUC" (Registro Único de Contribuyentes) in Ecuador?
To register for tax purposes
To register for online banking services
To track international transactions
15
In Ecuador, what is a "Cooperativa de Ahorro y Crédito"?
National savings account
Credit union
Central bank of Ecuador
15
What is the main purpose of the "Cédula de Identidad" in Ecuador in relation to banking?
To receive cash withdrawals from ATMs
To apply for a credit card
To open a bank account
15
What is the "Sistema de Pagos Interbancarios" (SPI) in Ecuador responsible for?
Overseeing foreign exchange transactions
Setting interest rates for loans
Facilitating interbank payments and transfers
15
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