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CREDITS - LIFE SKILLS 2BGU
Game Code: 1720544
English
21
Public
Credits Basics
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Tell us 1 advantage of having a credit
...
15
Tell us 1 disadvantage of having a credit
...
15
What does the term "Credit" refer to?
Money you save
Money you owe
Money you lend
Money you earn
15
Who is a "Borrower"?
A person who earns money
A person who owes money
A person who lends money
A person who saves money
15
What is a "Lender"?
A person who saves money
A person who owes money
A person who lends money
A person who earns money
15
What is "Interest"?
The total income of a person
Money owed
Money borrowed
The cost of borrowing money
15
What does the term "Credit" mean in financial terms?
Money you owe
Money you earn
Money you save
Money you lend
15
When you use a credit card to make a purchase, you are essentially:
Spending your own money
Borrowing money from the bank
Investing in stocks
Borrowing money from a friend
15
Which of the following is an example of a credit account?
A piggy bank
A loan from a bank
A savings account
A checking account
15
What is a "credit score" used for?
Measuring your physical fitness
Determining your favorite color
Evaluating your borrowing risk
Rating your cooking skills
15
When you make timely payments on a credit card, what can happen to your credit score?
It becomes colorful
They give you free money
It improves
It decreases
15
Which term refers to the maximum amount of credit a lender is willing to extend to a borrower?
Interest rate
Savings goal
Withdrawal fee
Credit limit
15
What is the consequence of missing a credit card payment?
You receive a free gift
Your credit score improves
Your credit score may decrease
You get into jail :(
15
What type of interest do you typically pay when you borrow money using credit?
Positive interest
None of the above
Zero Interest
Compound interest
15
Which financial institution is commonly associated with providing credit to consumers?
Library
Bank
Grocery store
High School
15
What should you consider before applying for credit?
The weather forecast
Your horoscope
Your favorite financial movie
Your creditworthiness and ability to repay
15
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