What roles are assigned for the Joint on a JWOROS account?
Non-Tax Signator, Non-Tax Owner, Joint without Rights of Survivorship
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boom
Lose 50 points!
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rocket
Go to first place!
Okay!
fairy
Take points!
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banana
Go to last place!
Oops!
heart
Other team wins 25 points!
Oops!
gold
Win 50 points!
Okay!
fairy
Take points!
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thief
Give points!
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15
What is a Non-Interest Bearing account?
A non-interest bearing account does not earn interest per the memberโs request.
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boom
Lose 50 points!
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seesaw
Swap points!
Okay!
shark
Other team loses 20 points!
Okay!
baam
Lose 25 points!
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25
What two additional documents are needed for a Foreign National Account?
FTIN & W-8BEN
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15
At what age is a person considered a Minor at RBFCU?
Anyone 17 years and younger
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20
Why would someone have a convenience signer on their account?
A convenience signer assists account owners with the handling of financial affairs, such as account management, deposits, withdrawals, inquiries (statement copi
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10
What does POD stand for?
Payable on Death
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15
Who handles the frozen assets in a JWOROS account?
Estate Management
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10
True or False: A beneficiary can conduct any transaction on the POD account styled account.
False
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15
What cannot be added to a JWROS account?
No limitations
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25
What products cannot be added to a Minor Account?
MemberSafe, Loans, Bill Pay, Courtesy Pay
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10
True or False: In a JWROS account the TRO and joints are NOT equal owners.
False
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25
What report(s) are required for a Convenience Signer?
OFAC, Instant ID, ChexSystems
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25
What report is required on a POD styled account for the beneficiary?